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life-and-riders

LIFE INSURANCE WITH RIDERS

The Pitsas Insurances life insurance plans provide you with the option of additional coverage according to your special needs. At a very low cost, we offer you the option of riders to your life insurance covering serious illnesses, total permanent disability insurance and income protection.


 

Accidental Death Insurance (€)

In case of the insured’s accidental death, our company undertakes to pay to his/her heirs the benefit the insured has chosen.

Terms and conditions:

  • People aged between 10 and 60 are insured
  • Coverage provided until the insured reaches the age of 65
  • The benefit is paid provided the loss of life occurred within 90 days from the day of the accident.


 

Waiver of Premium Payments (€)

Waiver of Premium Payments in case of death or of permanent and total disability

Terms and conditions:

  • People aged between 20 and 55 are insured.
  • Coverage provided until the insured reaches the age of 65.
  • The benefit is paid until expiration of the policy or until the disability ceases or until the anniversary following the insured’s 65th birthday.
  • It is activated in case of total and permanent disability that lasts more than 6 months.


 

Critical illness (€)

In case of a critical illness, as these are recorded below, the insured will receive the amount of compensation he has selected.
  • Cancer
  • Heart attack
  • Coronary heart disease
  • Stroke
  • Kidney failure
  • Human organs’ transplant
  • Blindness due to disease

Terms and conditions:

  • People aged between 20 and 64 are insured
  • Coverage provided until the insured reaches the age of 65
  • Amount of cover: Equal to the main capital payable on death with a maximum of €100.000.
  • The amount of cover is paid to the insured provided he is still alive 30 days after the date of the diagnosis or of the surgery.
  • Waiting period: 3 months from the policy’s effective date or its reinstatement


Definition of Permanent Total Disability

  • It is the complete inability of the insured to carry out his usual work.
  • It also includes the permanent loss of vision in both eyes.
  • Finally, we recognize as permanent total disability the loss of both arms or both legs or one arm above the wrist and one leg above the ankle.

 

Benefit of permanent total disability (€)

In case of permanent total disability due to illness or accident the insured will be paid the amount of cover he has chosen.

Terms and conditions:

  • Possibility to choose insured coverage up to €1,000.000
  • People aged between 18 and 60 are insured
  • Coverage provided until the insured reaches the age of 65
  • The first installment is paid after 6 months of disability
  • The second installment is paid after 18 months of disability


 

Monthly Allowance due to Permanent Total Disability

In case of permanent total disability, our company ensures the payment of a monthly allowance until the insured dies.

Terms and conditions:

  • People aged between 20 and 59 are insured
  • The company pays a monthly allowance until the policy’s expiry date or until the insured dies, whichever comes first
  • Coverage provided until the insured reaches the age of 65
  • Minimum monthly allowance:€150


Looking for more cover?

Ready to talk to us? Interested in visiting?
Contact [email protected] or
call us on 700 70 500