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INDIVIDUAL -
BUSINESS -
INFORMATION
In a case of a car accident
Firstly, help any injured and subsequently help the police authorities in their efforts to collect data regarding the scene of the accident.
Renew your road tax
Road Tax is due in January or June each year and is charged based to the vehicle’s engine size, unladen weight and whether a petrol or diesel.
Claims procedure in case of a car accident
In case you are involved in an accident with another driver or by yourself, you will need to perform the following actions
Documents required for motor insurance
1. Phone number (Cypriot and international) (Note 1)
2. Email address (Note 1)
3. Utility Bill (electricity, water or telephone)
4. Copy of national driver’s license, [...]
The main types of motor insurance
What are the three main motor insurance contracts and what they cover in brief:
Third Party Liability: This insurance is obligatory by law. In case you get involved in an accident [...]
In case you are involved in an accident with another driver or by yourself, you will need to perform the following actions: Do not abandon the scene of the accident. Immediately use the telephone number you have been given to contact your insurance company regarding the accident you were involved in. A representative of your insurance company will come to the scene of the accident to take photos and write down what happened based on your description.
Thousands of euros are spent by Cypriots according to the latest police statistics on fines for road traffic offenses each year. A package of 8 laws passed by the Council of Ministers significantly increases fines for road traffic offenses. The 7 amending bills and the draft Regulations approved by the Cabinet provide an increase in the extra-judicial fine from € 85 to € 300 in case of using a mobile phone while driving, but also for driving without a safety belt or helmet, and the same applies to the violation light signal.
According to the World Health Organization, more than 1.2 million people around the world die because of road accidents. This makes them a leading cause of preventable death globally, especially among young people. In the European Union alone, more than 26,000 people died on the roads in 2015, while Cyprus in particular topped the charts for the biggest increase in the number of fatal accidents that year. While the European Commission has adopted an ambitious Road Safety Programme that aims to drastically cut the number of road deaths by 2020, are those measures enough?
1. When is full insurance offered? Our company accepts client requests for full insurance of any kind of car and consequently decides whether to accept after examining each case separately. Some of the data we take into consideration in such cases are: driving experience that can be proven, as well as driving experience in Cyprus or countries that follow the same road rules (vehicles with a steering wheel on the right & driving on the left side of the road); vehicle usage (how often there is car movement that results in increased yearly mileage); accident and claims history of the vehicle driver/owner; vehicle brand and model for spare part availability purposes, as well as horsepower to determine the vehicle’s performance.
