Car Insurance

Special prices for expatriates!

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Car Insurance

WHY INSURE YOUR VEHICLE WITH US

Pitsas Insurances offers competitive motor insurance packages to suit all drivers and vehicles. We are on your side from the time of your claim, providing fast payments, courtesy vehicles and support right through to any court obligations.

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Motor + Home

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Motor + Health

We are one of the largest providers of vehicle insurance in Cyprus
Special prices for Expats living in Cyprus
Flexible multiple drivers cover
Low cost commercial vehicle insurance
Safe driver bonuses
24/7 Road Assistance and support in English
Quick settlement of claims

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Discount Offers on Your Car Insurance

Safe Driver Discount: At Pitsas Insurance, we reward drivers who maintain a clean driving record.
No Claims Bonus (NCB): This loyalty-based discount increases each year a driver goes without making a claim.
Experienced Driver Discount: Experienced drivers receive additional savings, especially when they also qualify for a No Claims Discount.
Multi-Policy (Bundling) Discount: When you purchase multiple insurance policies (e.g. auto, home, tenants, or life insurance) from Pitsas Insurance, you may receive a discount on all policies.
Loyalty Discount: Staying with Pitsas Insurance for several years may qualify you for a discount as a reward for your continued business.
Anti-Theft Device Discount: Vehicles equipped with anti-theft systems (such as alarms, immobilisers, or tracking devices) are less likely to be stolen—leading to lower premiums.
Eco-Friendly Vehicle Discount: Driving an environmentally friendly vehicle—such as a hybrid or electric car—may make you eligible for a discount.
Garaging Location Discount: If your car is parked overnight in a secure garage or low-risk location, this may lead to a reduced premium.
Expatriates Discount: Pitsas Insurance recognises more international driving licences than any other insurance company in Cyprus. Special rates are available for individuals who do not reside in Cyprus full-time.

SEE COMPARISON TABLE

Coverage by Plan	Third Party Liability	Third Party, Fire & Theft	Fully Comprehensive
Third Party Liability
Third Party Liability
Driving other vehicles of same type
Drawing a Trailer
Personal Accidents of Insured (Euro)	€3,500	€3,500	€18,000 Whole Family
Windscreen Coverage	€600	€600	€800
Road Assistance (Vehicles up to 3,500 Kg)
Autohelp
Passenger Liability
Coverage of other Drivers
Usage for Business Services
Protection of Loading from Claims
Loss or Damage from Fire and Theft
Own Damage
Loss of Use			€30 per day
No Claim Bonus Protection
Loss of Personal Items			€350
Flood, Storm, Hurricane, Earthquake
Riot, Strike, Lock Out Workers, Civil Commotion

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FAQ

: Yes, we do insure drivers without driving experience in Cyprus under the condition that they hold a current international driving license. In case they present us a no-claims bonus (i.e. a document issued by the insurance company in their country verifying that they didn't have any accident), they will receive a full discount.
: Yes, we can insure your car so we can transfer it to your name, but in order to do that you must provide us with its chassis number.
: The type of coverage (third party, full etc.), the drivers’ age, the type of vehicle, the vehicle value, driving history (i.e. accidents in the past), driving experience (how many years you hold a driving license), city of residence. Usually we examine each case independently. Pitsas Insurances is the first company in Cyprus to neutralize the effect of nationality on the insurance premium considering it unjust and racist.
: The car insurance deductible is the amount of money you will have to pay yourself when you make an insurance claim before your insurance coverage kicks in and pays the rest. For example, if your policy has a €500 deductible and you make a claim for €2,000 worth of damage to your vehicle, you’ll cover the first €500 of the repair costs and the insurance company will then pay for the remaining €1,500.
: No. All the insurance companies in Cyprus provide full comprehensive insurance with a deductible amount. The value of this amount is mainly defined by the value of the car.