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income-protection

INCOME PROTECTION INSURANCE

Income protection insurance is a particularly useful tool for businessmen and self-employed people, who may thus ensure a steady source of income in case they are temporarily unable to work. Our income protection plans are tax deductible. At Pitsas Insurances we have created affordable products which cover your special needs.
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WHY CHOOSE INCOME PROTECTION INSURANCE WITH US

Tax-free income
Flexible pricing to suit your budget
No medical questions – Guaranteed Acceptance
Cover from only €25 per month
US underwriters
Quick settlement of claims
35 years insurance expertise

Our Income protection plans

 

Plan A: Simple Income Protection Insurance

When, as a result of injury or illness, you become unable to work, we will pay you a monthly benefit for a period of up to 24 months. Also we offer a lump-sum in case of loss of life and of total or partial permanent disability due to accident.

Terms and conditions:

  • Insurance cover option up to 75% of declared income
  • Minimum amount of coverage: €100
  • People aged between 18 and 60 are insured.
  • 14 or 30 days deductible period


 

Plan B: Income protection with hospital cash benefit

This plan offers a monthly benefit in case of hospitalization or of total disability to work due to injury or illness. This benefit may last up to 24 months.

Terms and conditions:

  • People aged between 18 and 59 are insured
  • Coverage provided until the insured reaches the age of 60
  • Minimum amount of coverage in case of disability to work: €200
  • Minimum amount of coverage in case of hospitalization: €700.
  • 14 or 30 days deductible period


 

Plan C: Income protection with surgical & hospital cash benefit

A flexible income protection plan with surgical and hospital cash benefit. This plan includes a lump-sum in case of total or partial permanent disability, monthly income protection and hospital cash benefit. There is also the option to add surgical cash benefit.

Terms and conditions:

  • People aged between 18 and 64 are insured
  • Coverage provided until the insured reaches the age of 70
  • Income protection from €100 (monthly)
  • Hospital cash benefit from €100 (monthly)
  • Surgical cash benefit from €100 (monthly)
  • The monthly benefit will be paid for a period up to 24 months or until the insured’s 70th birthday.
  • The benefit is paid from the 1st day of disability subject to the deductible period.
  • When the home and work addresses are the same, then the first 10 days are not paid.
  • For partial disability, 40% of the lump-sum compensation is paid.


 

Plan D: Income and Permanent Disability Protection

A comprehensive income and permanent disability protection plan, perfect for businessmen and self-employed people. There are three plans offering a lump-sum payment in case of permanent total and/or partial disability, monthly income protection insurance and medical coverage.

Provisions Coverage
Silver Gold Platinum
Accidental Death €42.716 €64.073 €85.431
Permanent Total Disability by Accident €42.716 €64.073 €85.431
Partial Disability by Accident €42.716 €64.073 €85.431
Medical expenses due to Accident €1.709 €2.563 €3.418
Monthly benefit for work absence due to Accident (up to 24 months) €342 €513 €684
Monthly benefit for stay in Hospital or Clinic due to Accident €342 €513 €684

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Income Protection Insurance

Many of us live payday to payday, with just enough savings to maybe get us through a few months without a steady source of income. Life can be very unpredictable, so how can you make sure you and your family are still financially secure if, for some reason, you cannot work for a period of time?  Income Protection insurance can become your safety net if you get ill or injured in an accident and become unable to work.

Income Protection (FAQ)

For the moment there are not any additional questions. Send your questions to the email: [email protected]

Ready to talk to us? Interested in visiting?
Contact [email protected] or
call us on 700 70 500