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income-protection

INCOME PROTECTION PLAN

The income protection plan is a particularly useful tool for businessmen and self-employed people, who may thus ensure a steady source of income in case they are temporarily unable to work. At Pitsas Insurances we have created affordable products which cover your special needs.
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WHY CHOOSE INCOME PROTECTION WITH US

Tax-free income
Flexible pricing to suit your budget
No medical questions – Guaranteed Acceptance
Cover from only €25 per month
US underwriters
Quick settlement of claims
35 years insurance expertise
 

Plan A: Income protection

When, as a result of injury or illness, you become unable to work, we will pay you a monthly benefit for a period of up to 24 months. Also we offer a lump-sum in case of loss of life and of total or partial permanent disability due to accident.

Terms and conditions:

  • Insurance cover option up to 75% of declared income
  • Minimum amount of coverage: €100
  • People aged between 18 and 60 are insured.
  • 14 or 30 days deductible period


 

Plan B: Income protection with hospital cash benefit

This plan offers a monthly benefit in case of hospitalization or of total disability to work due to injury or illness. This benefit may last up to 24 months.

Terms and conditions:

  • People aged between 18 and 59 are insured
  • Coverage provided until the insured reaches the age of 60
  • Minimum amount of coverage in case of disability to work: €200
  • Minimum amount of coverage in case of hospitalization: €700.
  • 14 or 30 days deductible period


 

Plan C: Income protection with surgical & hospital cash benefit

A flexible income protection plan with surgical and hospital cash benefit. This plan includes a lump-sum in case of total or partial permanent disability, monthly income protection and hospital cash benefit. There is also the option to add surgical cash benefit.

Terms and conditions:

  • People aged between 18 and 64 are insured
  • Coverage provided until the insured reaches the age of 70
  • Income protection from €100 (monthly)
  • Hospital cash benefit from €100 (monthly)
  • Surgical cash benefit from €100 (monthly)
  • The monthly benefit will be paid for a period up to 24 months or until the insured’s 70th birthday.
  • The benefit is paid from the 1st day of disability subject to the deductible period.
  • When the home and work addresses are the same, then the first 10 days are not paid.
  • For partial disability, 40% of the lump-sum compensation is paid.


 

Plan D: Income and Permanent Disability Protection

A comprehensive income and permanent disability protection plan, perfect for businessmen and self-employed people. There are three plans offering a lump-sum payment in case of permanent total and/or partial disability, monthly income protection insurance and medical coverage.

Provisions Coverage
Silver Gold Platinum
Accidental Death €42.716 €64.073 €85.431
Permanent Total Disability by Accident €42.716 €64.073 €85.431
Partial Disability by Accident €42.716 €64.073 €85.431
Medical expenses due to Accident €1.709 €2.563 €3.418
Monthly benefit for work absence due to Accident (up to 24 months) €342 €513 €684
Monthly benefit for stay in Hospital or Clinic due to Accident €342 €513 €684

Ready to talk to us? Interested in visiting?
Contact [email protected] or
call us on 700 70 500