House insurance House insurance, otherwise known as homeowners insurance, covers your home, property, and personal belongings inside your home from damages and natural disasters. When you purchase house insurance, you agree to pay premiums to your insurance provider in exchange for financial protection against covered losses. Your mortgage company often requires house insurance to protect them financially if your home experiences any damages. When disaster strikes, many people can’t afford to replace items or rebuild structures alone, so home insurance is essential to help you shoulder the brunt of these costs. [...]

What is covered by homeowners insurance? Knowing what your homeowner's insurance covers often requires reading the small print of your policy. Even though all home insurance coverage is different, almost all policies share similarities and have coverages in common. Homeowners insurance typically protects you financially from damages related to your home and its contents. Whether your house is burgled or a fire causes irreparable damages, a homeowners' insurance policy can pay for repairs, replacements, or rebuilding of the structure altogether. [...]

Life insurance when buying a house Life insurance might have been one of the last things on your mind, but if you are in the process of buying a house, it’s the perfect time to find out whether you need it or not. This guide examines everything you need to know about life insurance when buying a house. Table of contents What type of life insurance do I need? [...]