What is covered by homeowners' insurance? Knowing what your homeowner's insurance covers often requires reading the small print of your policy. Even though all home insurance coverage is different, almost all policies share similarities and have coverages in common. Homeowners' insurance typically protects you financially from damages related to your home and its contents. Whether your house is burgled or a fire causes irreparable damages, a homeowners' insurance policy can pay for repairs, replacements, or rebuilding of the structure altogether. [...]

Life insurance when buying a house Life insurance might have been one of the last things on your mind, but if you are in the process of buying a house, it’s the perfect time to find out whether you need it or not. This guide examines everything you need to know about life insurance when buying a house. Table of contents What type of life insurance do I need? [...]

How many life insurance policies can you have? If you already have life insurance but think you need more coverage, you may wonder whether getting more than one life insurance policy is possible. You are allowed to carry more than one policy, but that doesn’t mean you need to have many. It’s sometimes best to have a single policy that meets all of your needs. On the surface, having more than one policy sounds like a great idea, but there are times when it’s not necessary to have multiple policies. [...]