KEYMAN INSURANCE
Protect the biggest assets in your company
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Tax benefits and deductions -
40 years insurance experience -
Flexible pricing to suit the budget of your company -
Great variety of contracts -
US underwriters
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No-Claims Discount -
Rewarding businesses with a clean claims history over the past years with reduced premiums. -
Loyalty Discount -
Enjoy exclusive savings when you renew your policy with us year after year. -
Risk Management Discount -
Receive a discount for implementing strong internal controls and risk mitigation practices. -
Advance Payment Discount -
Pay your annual premium upfront and benefit from a lower total cost. -
Startup Discount -
Special reduced rates for newly established businesses in their first year of operation.
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A key person is not necessarily the top sales persons or the employee who brings in the most income. Key employees can be organizers or planners, people who are familiar with the company’s main product or people behind trademarks, discoveries or designs. Usually these people are directors and managers but any employee who has insurable interest is considered. -
The cost depends on each life insurance taken and takes into consideration the age of each person, whether they are smokers, the amount of cover and the term. Given that all quotes are subject to underwriting, premiums could increase before terms are issued. -
Yes, since the company, as the owner of the policy, pays for the premiums which are tax deductible. -
They are paid tax-free to the company but are then subject to taxation similarly to any amount of money from a company.
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