Surgical & hospital cash benefit

SURGICAL & HOSPITAL CASH BENEFIT

Hospitalization and surgery, in addition to the direct expenses covered by the medical insurance, have additional unscheduled expenses, like, for example, the transportation of relatives and the care of children. For this reason, we, at Pitsas Insurances, have created four flexible plans to strengthen you financial situation when you are in a difficult position.

BENEFITS OF OUR CONTRACTS

Quick settlement of claims

Provides worldwide coverage.

35 years of experience

Partnership with the largest clinics in Cyprus

Children’s Cover

US underwriters

Lower premiums than going directly to the insurance providers

Flexible pricing to suit your budget

Plan A: Surgical Cash Benefit

When due to an injury or illness you are hospitalized as an in-patient and you undergo surgery, we undertake to pay the amount you have selected, according to the kind of surgery performed.

Terms and conditions:

People aged between 18 and 64 are insured
Coverage provided until the insured reaches the age of 65
Amount of coverage: €200 - €3.500 (per case)
You have the option to purchase this policy independently or combined with other company riders.
Children’s Cover

Plan B: Surgical & Hospital Cash Benefit

An innovative plan of benefits so that you can face the hospitalization expenses due to illness or accident in hospitals both in Cyprus and abroad.

Provisions	Silver	Gold	Platinum
Daily Hospital Cash Benefit (maximum 180 days)	€40	€60	€100
Daily Intensive Care Unit Benefit (maximum 30 days)	€40	€60	€100
Daily Recovery Benefit (maximum 15 days)	€40	€60	€100
Surgical Cash Benefit up to	€1,500	€2,000	€3,000
Anaesthesiologist Benefit	25% of the payable surgical cash benefit
Exclusive Nurse Benefit	€100	€125	€150
Ambulance Transportation Benefit	€50	€50	€50
Benefit for Medical Visits	€60	€80	€100
Diagnostic Tests’ Benefit	€30	€40	€60

Terms and conditions:

People aged between 18 and 64 are insured.
Depended children aged between 3 months and 23 years are insured.
Coverage is for life, after at least 10 years of continuous. coverage, with a premium increase every five years not more than 30% of the last premium.
Otherwise coverage provided until the insured reaches the age of 70.
Ability to add benefits.

Plan C: Monthly Hospital Cash Benefit

When due to an injury or illness you are hospitalized as an in-patient, our company undertakes to pay a monthly benefit for a period of up to 24 months.

Terms and conditions:

People aged between 18 and 64 are insured.
Coverage provided until the insured reaches the age of 65
Amount of coverage: €200 - €3.500.
Ability to combine with other insurance products.
Payment from day one unless there is deductible period.
Consecutive hospitalizations which are at least 12 months apart count as different.
In case the insured needs to be hospitalized while abroad or for any days he/she is hospitalized in an intensive care unit, the amount is doubled.
Coverage for spouse and children.

Plan D: Hospital Cash benefit with income protection

In case of the insured’s disability to work due to illness or accident, a monthly loss of income benefit is paid for a period of up to 24 months. Additionally, in case of hospitalization for any reason, a monthly benefit for a period of up to 24 months is paid.

Terms and conditions: