Personal accident Insurance

Personal Accident insurance is a particularly useful tool for businessmen and self-employed people, who may thus ensure a steady source of income in case they are temporarily or permanently unable to work. Through our long experience in the sector of health insurance we have created affordable products which cover any particular need you may have.

WHY CHOOSE PERSONAL ACCIDENT INSURANCE WITH US:

Lower premiums than you would get by going directly to the insurance providers

Tax-free lump sum

Flexible pricing to suit your budget

No medical questions – Guaranteed Acceptance

Cover from only €25 per month

US & UK underwriters

Quick settlement of claims

35 years of insurance expertise

Plan A: Accidental death & permanent disability insurance

Covers death from an unexpected and unintentional accident that isn’t the symptom of a disease. It also offers compensation in case of hearing or vision loss, or a mutilation following an accident.

Terms and conditions:

People aged between 18 and 64 are insured
Coverage provided until the insured reaches the age of 70
The benefit is paid provided the loss of life or the disability occurred within 365 days from the day of the accident.
Option to include all members of the Insured’s family

Plan B: Accident outpatient medical expenses coverage

No matter how many precautions we take, accidents do happen and this means unexpected medical bills. Irrespective of the health insurance you have, there will be deductibles, coinsurance and other out-of-pocket expenses that you may not be able to afford. This is where the Accident Outpatient Medical Expense Coverage of Pitsas Insurances differs. We can help you pay your out-of-pocket medical expenses and all you have to do is focus on getting well.

Terms and conditions:

People aged between 18 and 64 are insured
Coverage provided until the insured reaches the age of 70
Expenses paid within the first 52 weeks from the day of the accident.
1,000 euros minimum amount of annual coverage
Option to include all members of the Insured’s family

Plan C: Income protection, surgical & hospital cash benefit

A plan that enables the insured to be covered in the event of loss of life or of permanent total disability by accident and at the same time provides income protection. Additionally, the plan offers a hospital cash benefit and optional surgical benefit.

Terms and conditions:

People aged between 18 and 64 are insured
Coverage provided until the insured reaches the age of 70
Benefit paid from day one of disability.
Income protection insurance from 100 euros
Hospital cash benefit up to 5.000 euros
Optional surgical benefit up to 5.000
Optional benefits for medical visits, diagnostic tests and exclusive nurse.

Plan D: Income protection, accident outpatient medical expenses & hospital cash benefit

A plan offering various types of accident insurance coverage. Our company offers three plans you may choose from with various levels of coverage.

Provisions	Coverage
Provisions	Silver	Gold	Platinum
Accidental Death	€42.716	€64.073	€85.431
Permanent Total Disability by Accident	€42.716	€64.073	€85.431
Partial Disability by Accident	€42.716	€64.073	€85.431
Medical expenses due to Accident	€1.709	€2.563	€3.418
Monthly benefit for work absence due to Accident (up to 24 months)	€342	€513	€684
Monthly benefit for stay in Hospital or Clinic due to Accident	€342	€513	€684