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Business Insurance in Cyprus

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Business Insurance in Cyprus

BUSINESS INSURANCE IN CYPRUS

Building a thriving and successful business requires the investment of countless hours and significant expenses, which is why keeping it secure is a priority for any owner. Make sure you’re protected from any legal liability against the unique risks associated with your work activities, whether that relates to your employees, your daily operations or the space you occupy. Employers’ liability insurance is a legal requirement the moment you hire anyone, while a comprehensive commercial policy will include public liability in order to protect you from any injury claims. Pitsas Insurances can help you compare business insurance options and identify what level of commercial cover you need. We make it our business to understand the risks of your trade and provide the right policy to protect against claims.

  • Competitive prices
  • Contracts for small businesses
  • Special packages for foreign businesses
  • Quick settlement of claims
  • Flexible pricing to suit your budget
  • Clear terms and simple language
  • Comprehensive contracts with few exceptions
  • 40 years of dynamic presence in the insurance industry of Cyprus

Exclusive Discounts

No-Claims Discount
Rewarding businesses with a clean claims history over the past years with reduced premiums.
Loyalty Discount
Enjoy exclusive savings when you renew your policy with us year after year.
Risk Management Discount
Receive a discount for implementing strong internal controls and risk mitigation practices.
Advance Payment Discount
Pay your annual premium upfront and benefit from a lower total cost.
Startup Discount
Special reduced rates for newly established businesses in their first year of operation.

Looking for more cover?

FAQ

Our business insurance contracts include commercial property insurance (building and content), employer’s liability insurance, general public liability insurance, business interruption insurance and product liability. We can also provide professional indemnity, directors and officers insurance and cyber insurance as a separate business contract. For more information, click on the corresponding links on our website’s main menu.

A main part of business insurance is employer’s liability insurance, which is obligatory for all Cypriot companies. In case you have no employees, you do not need to have employer's liability insurance. You can just insure your content and premises.

Yes, we provide the option of signing a separate employer’s liability contract in case you do not wish to insure your equipment or premises. For more information, click on the relevant link on our website’s main menu.

Most insurance companies ask you to report your employee number during the previous year so they can retroactively ask for more insurance premiums in case there was an increase. Our company’s policy is to ask for your current employee number during your contract renewal and exclusively adjust future premiums.

Yes, we offer the option of insuring your electric equipment if you work at home. In selected cases we can also provide you public liability insurance if clients and suppliers visit your house.

A list of the value of objects comprising the content of your premises; your company’s registration number with social insurance; a list detailing your total employee number, their salary and the nature of their work. We additionally need a copy of your company’s registration documents with your company’s registration number, investors and address. Finally, we need a utility bill clearly stating the company’s name and address.

You will need to immediately contact the social insurance services and report what has happened. Your insurance will provide compensation depending on what has been stated in the report of social insurances. During the examination of your report from the insurance company, you will be asked to provide a list of all the workers currently employed by you.

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