Insurance in Paphos. Affordable insurance in Paphos.
May 7, 2023
Ian Westwood
May 7, 2023
Ian Westwood
In this detailed guide to insurance in Paphos, we will examine the common types of insurance contracts you can buy in the coastal city in the southwest of the island.
Specifically, we will present the two categories of which these insurances are classified: individual and business insurance.
We will also provide the costs of most insurance contracts, i.e., the ranges, averages and minimums and suggest clever ways to decrease the price of your premiums.
Following our advice outlined in this guide, you can save hundreds or potentially thousands on your insurance in Paphos.
Table of contents
Insurances provided in Paphos can be classified into the following main categories:
We will present these two types of insurance and the various coverages within these categories in the following section of our guide.
Life insurance is an invaluable insurance option for those wanting to financially protect their family or beneficiaries after they’ve passed away.
Your life insurance will provide you peace of mind and your loved ones with a financial security blanket to cover living expenses and to pay any debts, medical care costs, or final expenses.
Life Insurance Paphos
To read our complete guide about life insurance in Cyprus, see here.
There are many types of home insurance policies available to buy in Paphos, including the following:
Home insurance
Home insurance policies are designed for people who permanently live in one place of residence.
Most standard home insurance is designed to cover specific damage and loss, including liability coverage, but those policies have limits.
Separate policies can cover exclusions, such as all-risk and professional equipment insurance.
Landlords insurance
Landlord insurance is designed to protect a rented property and contains various coverages, including personal liability.
As a landlord, if you face a damage or injury claim, liability coverage can help to cover your legal expenses.
For landlords, third party liability insurance is required in Cyprus.
Content insurance
Contents insurance, sometimes known as personal property insurance, provides financial protection if covered reasons damage your home or belongings.
Most contents insurance in Paphos covers regular household items, such as furniture, electrical items, and personal belongings.
Holiday home insurance
45% of holiday homes in Cyprus are located in Paphos.
Unlike home insurance, holiday home insurance insures a property that isn’t used as the owner’s primary place of residence.
Holiday home (or second home) insurance is suited for those who use their holiday home in Cyprus while travelling.
For holiday home owners, third party liability insurance is required in Cyprus.
Home Insurance Paphos
Read our complete guide to home insurance in Cyprus to find out more, see here.
There are three main categories of car insurance in Paphos.
Third-party car insurance in Paphos
Third-party liability car insurance is required by Cypriot law.
This coverage exclusively covers the other driver’s expenses and third-party property damage, injury and death if you are involved in a car accident involving another vehicle.
Any passengers and other drivers in your vehicle are also covered in the event of an accident.
Third-party, fire and theft insurance in Paphos
Third-party, fire and theft insurance covers everything a standard third-party liability policy does, with some exceptions.
This type of insurance also goes into effect to pay for any damage expenses if your car or vehicle is damaged in a fire or stolen.
Comprehensive car insurance in Paphos
Fully comprehensive car insurance in Paphos provides identical coverages to the previous two policies and covers natural disasters, such as hurricanes, floods, storms, and earthquakes.
It also covers vehicle damages caused by a car accident, regardless of who was at fault.
Car Insurance Paphos
Read our complete guide to car insurance in Cyprus to find out more, see here.
Health insurance in Paphos goes into effect to cover healthcare expenses if you suffer from a disease or bodily injury accident.
In some cases, the insurance company will pay for these costs upfront. In other cases, you should pay for the expenses to later be compensated by the insurance company when you provide proof of purchase.
Health Insurance Paphos
To read our complete guide to health insurance in Cyprus, see here.
Travel insurance in Paphos is designed to cover the risks and financial losses that could occur while travelling.
There are many different covered losses, such as minor inconveniences like missed connections and severe issues like trip cancellations.
Travel Insurance Paphos
To read our complete guide to travel insurance in Cyprus, see here.
Boat insurance is made to protect you and your boat against liability and damages in the event of an accident, including third-party injury or damage to another’s property.
Many types of watercraft are covered by boat insurance, including motorboats, sailboats, and jet boats, whether private or commercial.
Boat Insurance Paphos
To read our complete guide to boat insurance in Cyprus, see here.
Self-employed people and businessmen in Paphos should consider acquiring personal accident insurance. It’s an indispensable insurance product for those who work for themselves.
This insurance coverage can provide you with a steady source of income if you become temporarily or permanently unable to work.
Personal Accident Insurance Paphos
To read our complete guide to personal accident insurance in Cyprus, see here.
Critical illness coverage is invaluable insurance to carry if you experience an unforeseen medical event.
This coverage goes into effect to pay for treatment if you are diagnosed with a critical medical condition that requires attention.
Critical Illness Insurance Paphos
To read our complete guide to critical illness in Cyprus, see here.
Self-employed people and businessmen should consider purchasing income protection insurance.
This valuable coverage can provide a steady source of income if you become either temporarily or permanently unable to work.
Income Protection Insurance Paphos
To read our complete guide about income protection in Cyprus, see here.
You must buy immigration insurance if you are moving to Cyprus.
Immigration medical insurance is a mandatory policy for most EU citizens aiming to live or work in Cyprus and for all non-EU citizens applying for residency status.
Immigration Medical Insurance Paphos
To read our complete guide about immigration medical insurance in Cyprus, see here.
Directors and officers insurance is a crucial insurance product for businessmen in Cyprus.
D&O insurance protects you or your company from claims regarding actual or alleged wrongful acts in the management of your company.
This insurance commonly helps to cover the costs of lawsuits, settlement expenses, and other fees associated with D&O claims.
D&O Insurance Paphos
To read our complete guide to D&O insurance, see here.
Cyber insurance can provide lifesaving coverage for companies engaging with online services and those who handle their customers’/clients’ sensitive data.
It’s indispensable for companies providing technology services to third parties.
Cyber Insurance Paphos
To read our complete guide to cyber insurance in Cyprus, visit our website here.
Marine insurance is meant to cover any damage or loss of goods and property that are shipped from one place to another, as per contract terms.
Covered goods and property can be shipped in various ways. Despite its name, multiple forms of transport are covered. You can read more about marine insurance in our article below.
Marine Insurance Paphos
To read our complete guide to marine insurance in Cyprus, see here.
Business insurance (or commercial insurance) is made to protect a company from the financial losses that can arise from covered events.
It’s invaluable insurance for your business and covers risks such as professional errors, theft, cyber-attacks, property damage, and lawsuits.
Business Insurance Paphos
For more information about business insurance in Cyprus, see our complete guide here.
Group health insurance is an affordable health insurance option that an employer provides to their employees. It provides expenses for healthcare in case of disease or accidental injuries.
The insurance includes cover for inpatient care expenses and will typically include an option for outpatient expenses.
Group Health Insurance Paphos
To read our complete guide to group health insurance in Cyprus, visit our website here.
Employers liability insurance provides protection for business owners in Cyprus to cover potential lawsuits arising from employee work-related illness or injury claims.
This coverage can help your business to pay for the legal costs of such circumstances, e.g. lawsuits, attorney fees, and settlements.
Employers Liability Insurance Paphos
To read our complete guide to employers liability insurance in Cyprus, see here.
General public liability insurance is a type of business insurance that protects against claims made by the general public (i.e. clients and visitors).
This insurance helps pay for expenses that arise from covered events like medical fees for injuries, or even death, and property damage.
General Public Liability Insurance Paphos
To read our complete guide to general public liability insurance, see here.
Professional indemnity insurance helps to protect your company from actual or alleged professional mistakes.
This coverage goes into effect to pay for legal costs and potential compensation fees, regardless if you are found responsible for the claim.
Professional Indemnity Insurance Paphos
Read our complete guide to professional indemnity insurance in Cyprus here.
The following section of our guide covers the range of insurance premiums for each type of insurance you can expect to find in Paphos.
These statistics exclude abnormally high premiums due to abnormal conditions (i.e. “outliers”).
Life insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your life insurance in Paphos, complete our online questionnaire.
Home insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your home insurance in Paphos, complete our online questionnaire.
Car insurance cost in Paphos
Average car insurance cost in Paphos:
Range of car insurance cost in Paphos:
Minimum car insurance cost in Paphos:
For a tailor-made quotation with an accurate cost of your car insurance in Paphos, complete our online questionnaire.
Health insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your health insurance in Paphos, complete our online questionnaire.
Travel insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your travel insurance in Paphos, complete our online questionnaire.
Boat insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your boat insurance in Paphos, complete our online questionnaire.
Personal accident insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your personal accident insurance in Paphos, complete our online questionnaire.
Critical illness insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your critical illness insurance in Paphos, complete our online questionnaire.
Income protection insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your income protection insurance in Paphos, complete our online questionnaire.
Immigration medical insurance cost in Paphos
Minimum immigration medical insurance cost in Paphos:
For a tailor-made quotation with an accurate cost of your immigration medical insurance in Paphos, complete our online questionnaire.
Directors and officers insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your directors and officers insurance in Paphos, complete our online questionnaire.
Cyber insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your cyber insurance in Paphos, complete our online questionnaire.
Business insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your business insurance in Paphos, complete our online questionnaire.
Group health insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your group health insurance in Paphos, complete our online questionnaire.
Employers liability insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your employers liability insurance in Paphos, complete our online questionnaire.
General public liability insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your general public liability insurance in Paphos, complete our online questionnaire.
Professional indemnity insurance cost in Paphos
For a tailor-made quotation with an accurate cost of your professional indemnity insurance in Paphos, complete our online questionnaire.
General advice to save on insurance in Paphos
Take our advice as outlined here to save on your insurance in Paphos.
Tips to reduce your life insurance cost in Paphos
Tips to reduce your house insurance cost in Paphos
Tips to reduce your car insurance cost in Paphos
Tips to reduce your health insurance cost in Paphos
Tips to reduce your travel insurance costs in Paphos
Tips to reduce your boat insurance cost in Paphos
Tips to reduce your immigration health insurance cost in Paphos
Tips to reduce your directors & officers insurance cost in Paphos
Tips to reduce your cyber insurance cost in Paphos
Tips to reduce your business insurance cost in Paphos
Tips to reduce your professional indemnity insurance cost in Paphos
Why choose Pitsas Insurances?
Pitsas Insurances can serve your needs both as an online and a physical insurance provider.
We have significantly lower premiums as an online provider compared to other providers because our operating costs are lower.
Our experienced insurance agents help you save money on your insurance by using the details you provide to find your ideal contract.
Moreover, we offer a large range of offers and discounts when you get insured with us.
When it comes to motor insurance, we can also insure non-EU citizens with their local driving licences (e.g. Belarus, Russia, Kazakhstan etc.).
Pitsas Insurances cooperate with the biggest international underwriters globally and all of the underwriters based in Cyprus.
We are a leading choice for expatriates and international companies based in Paphos and among the biggest insurance providers in Cyprus.
Thanks to our dedicated team members and the vast number of contracts we provide, we are able to find the best insurance deals for our clients.
We have a high client satisfaction ratio due to the generous discounts we provide on our underwriter’s premiums.
Cheap Insurance in Paphos
Pitsas Insurances can find you the cheapest insurance contract in Paphos. You can acquire this insurance completely online.
We are the largest online insurance provider in Paphos and expanded our reach in Cyprus and globally since taking more of our services online in 2004.
Our clients can browse our insurance products and purchase any contract from the comfort of their homes.
Our friendly insurance consultants will provide you with outstanding customer service online, and all of this is done using high-quality security measures to ensure your personal data is safe.
For ease of communication and to answer your questions online, we can arrange to consult with you for free through video calls and conferencing.
Nevertheless, you are more than welcome to visit our office for a face-to-face consultation.
The claims portion of handling insurance is all about what you are owed, and we ensure that an actual insurance consultant works with you when it comes to receiving your compensation.
At Pitsas Insurances, we develop loyal relationships with our clients and consider them as friends. We invest our time in our client’s needs to help them invest in their financial aims.
You will not find a one-size-fits-all insurance contract in Paphos that is the best. However, there are ways we can help you find the ideal fit for you.
Our consultants carefully analyse your unique needs through the information you provide so we know what you’re looking for. We then try to find you the best insurance based on your needs and budget range.
We use our systematic approach to find you the best insurance in Paphos. We begin by understanding the minimum number of terms to include in your contract.
We must then analyse the needs of the people we provide services to or do business with to ensure you get adequate coverage.
We also suggest optional policy terms to increase your protection and provide extra coverage.
Cyprus insurance plans
We know how to find you affordable insurance in Cyprus and Paphos. Our contracts have fewer exceptions than comparable ones in the country.
Pitsas Insurances are equipped to find the best deals with the cooperation of more underwriters than any other insurance company in Cyprus.
Pitsas Insurances has been operating since 1985 and soon became one of the most reputable insurance companies in Paphos.
As one of the oldest insurance companies in the country, we continue to cooperate with more international and local underwriters than most of our competitors.
We can prepare quotes for you within minutes for every kind of insurance product that you find interesting.
For more Cyprus insurance policies, visit our website here. If you have any questions, you can message us here.
Pitsas Insurances Team