-
INDIVIDUAL -
BUSINESS -
INFORMATION
3
MAY '23
Senior life insurance Life insurance is a wise choice at any age, but what you need from life insurance changes as you get older. A single 30-year-old and a married 60-year-old will have different life insurance needs. As a senior, you may consider buying insurance as financial protection for your loved ones and to meet your needs toward the end of your life. Here’s all you need to know about senior life insurance to determine if it’s right for your needs. [...]
14
APR '23
Insurance in Limassol - A complete guide This complete guide to insurance in Limassol will analytically cover the main types of individual and business insurance contracts available in the city. We will examine the price range of most of these insurance contracts, including the average and minimum prices. We will also suggest various ways to reduce the price of these insurances. You will know how to cut costs on your insurance by the end of this guide and potentially save thousands on just one contract. [...]
12
APR '23
Water damage insurance claims Water damage is one of the most significant risks to your house. It’s essential to know what your home policy covers in case your home suffers water damage. Most standard home insurance policies cover water damage if the cause is sudden, internal, and accidental. Whether the water damage is covered depends on the source and circumstance. Water damage caused by outside flooding is typically not covered. [...]
11
APR '23
How do insurance companies pay out claims? When you purchase a home or auto policy, you do so to have peace of mind that your house and vehicle are protected. You might not need to reach for your insurance policy until there’s an emergency. You should file a claim if you suffer a covered loss, but how do you do that? The process will vary depending on the provider. However, there is a general process for submitting insurance claims. [...]
10
APR '23
Car insurance claims You may need to file a claim under your auto insurance policy to get your vehicle repaired if you are involved in an accident. This guide to car insurance claims will examine non-fault claims and what to consider before your vehicle is repaired. What is a non-fault claim? Car insurance claims not my fault Paying excess not my fault How long do car insurance claims take How to prevent delays when you file a claim Car accident insurance claims Car insurance claims FAQs To learn more about the types of claims in insurance, see our guide, Claims In Insurance. [...]
8
APR '23
Life insurance claims When purchasing life insurance, the involved parties need to understand the process of receiving death benefits. Life insurance benefits can be invaluable during a difficult time, but how do life insurance claims work? We will examine the life insurance claims process in this guide. Table of contents What is a life insurance payout? How do life insurance payouts work? When should you contact the insurer? [...]
7
APR '23
Claims in insurance Insurance claims include many types ranging from medical bills, property damage, car accident injuries, and life insurance death benefits. Insurance claims meaning A claim is a policyholder’s request to an insurance company for payment, asking for coverage or compensation for a covered loss. These claims are typically for medical bills or to repair damaged property. For example, if a fire has damaged a homeowner’s house, they will file a claim that involves asking their insurance providers to pay for any repairs. [...]
5
APR '23
Larnaca Insurance - A Complete Guide In our complete guide to Larnaca insurance, we will briefly cover the main types of personal and business insurance contracts you can expect to find in Larnaca. We will also present what you can expect to pay, including the ranges, averages and minimums of most insurance contracts, and suggest simple ways to lower your insurance costs. Following our advice, you might save hundreds or even thousands on your insurance policies. [...]
3
APR '23
Home insurance claims If an unfortunate incident occurs at home, you might need to file a home insurance claim with your insurance provider. For example, an unexpected weather event causes structural damage to your house, a burglar steals your possessions, or an unfortunate accident injures a visitor. A home insurance claim against your homeowner policy comes with rules and procedures that you and your insurance provider must follow. [...]
2
APR '23
A complete guide to insurance in Famagusta In our complete guide to insurance in Famagusta, we will inform you of the various types of insurance available to purchase and what each covers. We will discuss the coverage details, how much each insurance costs, and present the price ranges of most contracts. In addition, we will suggest easy ways to lower the overall cost of your insurance in Famagusta, helping you save up to thousands on one insurance policy or allowing you to buy additional inexpensive insurance contracts. [...]
1
APR '23
Fire insurance claims Regarding fire claims under your home policy, filing an appeal and successfully receiving the settlement you deserve is possible. However, your insurance company has the right to deny your claim for specific reasons. Research suggests that home insurance claims have the lowest success rate out of all insurance claims. In contrast, car insurance claims have the highest success rate and are nearly always successful. Understanding why insurance companies reject fire claims can increase your chances of a successful claim, even if it doesn’t guarantee that your insurer will pay out. [...]
28
MAR '23
Hit and run insurance claims Before examining how hit-and-run claims work, let’s examine what makes an accident a hit-and-run. According to traffic law, a hit-and-run is an act of a driver knowingly causing an accident and fleeing the scene. Like any accident, it’s important to document the accident for your insurance company and the police. However, the claims process will be more challenging if one driver flees the scene. [...]
27
MAR '23
What is covered by homeowners insurance? Knowing what your homeowner's insurance covers often requires reading the small print of your policy. Even though all home insurance coverage is different, almost all policies share similarities and have coverages in common. Homeowners insurance typically protects you financially from damages related to your home and its contents. Whether your house is burgled or a fire causes irreparable damages, a homeowners' insurance policy can pay for repairs, replacements, or rebuilding of the structure altogether. [...]
26
MAR '23
Life insurance when buying a house Life insurance might have been one of the last things on your mind, but if you are in the process of buying a house, it’s the perfect time to find out whether you need it or not. This guide examines everything you need to know about life insurance when buying a house. Table of contents What type of life insurance do I need? [...]
25
MAR '23
How many life insurance policies can you have? If you already have life insurance but think you need more coverage, you may wonder whether getting more than one life insurance policy is possible. You are allowed to carry more than one policy, but that doesn’t mean you need to have many. It’s sometimes best to have a single policy that meets all of your needs. On the surface, having more than one policy sounds like a great idea, but there are times when it’s not necessary to have multiple policies. [...]
24
MAR '23
House cleaning insurance Mistakes and accidents can be an unpleasant surprise in a haze of dusting, sweeping, and cleaning products. But these mishaps don’t have to derail your work schedule and business. Whether you work independently or as part of a team, cleaning insurance protects you against unexpected costs. This guide to insurance for house cleaners will examine all you need to know about house cleaning insurance. Table of contents [...]
23
MAR '23
Using health insurance for car accident bills Many car accident victims want to know whether their health insurance covers car accident injuries. In short, your health insurance can cover car accident claims, but how and when your policy takes effect is dependent on several factors. Most health insurance plans cover bills for injuries sustained in car accidents, but restrictions will apply based on individual policy limits and provisions. [...]
22
MAR '23
Workers' compensation insurance in 2023. What is workers' compensation insurance? Employers are legally obligated to ensure that their workplaces are safe for their employees. Nevertheless, accidents do happen. When accidents do occur, workers' compensation insurance provides coverage. Workers' compensation pays vital benefits to employees when they are injured or sick resulting from working for their employer. This guide to workers' compensation insurance will cover what it is and why small businesses and contractors need it. [...]
21
MAR '23
Student house insurance In short, student house insurance (also called student contents insurance) protects your belongings while you are living on university premises. If you’re a first-year student staying in university accommodation, you may already have contents insurance through your accommodation provider. However, you need to find out if this is the case. In this guide, we will help you ask the right questions and discuss everything you need to know about student house insurance. [...]
21
MAR '23
Hazard insurance An integral part of buying a house is determining what kinds of insurance coverage you need. In the selection you choose, you may need to purchase hazard insurance. Although it is necessary in many cases, hazard insurance isn’t a common choice, and many people don’t know why they might need it. If you’re confused about hazard insurance and what it can do for you, our guide will tell you everything you need to know. [...]